We all know the saying, “A penny saved is a penny earned.”  But is it just the penny that is earned?  Or are we earning more time for ourselves?

A great book to read is “Your Money Or Your Life” by Joe Dominguez and Vicki Robin. In it you will find a wealth of knowledge in how money is not only a currency to buy things but it can be traded for time as well.  They do an excellent job of laying out a step by step process to help you figure out how much money you’re ACTUALLY earning and how you can adjust your lifestyle to have more time and freedom (two things that I greatly value!).  It’s a book about simplicity that you will find, if you read it yourself, challenges the general mindset about finances and gives you a lot of great ideas to chew on.  I highly recommend it! Read more »