I think we can all agree that 2009 pretty much SUCKED in terms of economic development.  We were expecting it, no doubt, as the end of 2008 brought us a world wide financial crash of sorts and the wind was effectively sucked out of our sails, yet I think the reality of these tight times still really blind sided us as this past year drudged on.  It wasn’t this way for all of us as businesses that profited off of things like repossessing property, flourished, but I believe we all felt it in one way or another.

I remember, early in ’09, listening to all the financial forecasters prophesying potential disaster for many years to come.  A kind of dollar dooms day set the tone for continued Wall Street woes.  But it seemed that the agreed upon perspective was that 2009 would deal us the worst hand and by 2010 we should start seeing a lining of silver streak across those gray clouds above.  So we’ll have to wait and see what 2010 provides in terms of consumer confidence, but regardless of the degree of upswing we must first understand these irreversible adjustments that have already taken place. Read more »