Image courtesy of debt20

I’ve mentioned a few times that one of my New Years Resolutions is that of FRUGALITY.  But the core of the desire to spend less is to finally be able to afford my life.  For the longest time I’ve been either living just barely within my means or well outside these invisible boundaries.  What this does is keep me stressed about and focused on money, and distracted from the more important things in life.  Even my blogging has suffered as I struggle to focus on my posting while trying to shew away that annoying financial ‘fly’ that keeps buzzing around my head.  All I’ve got to say is, “This has GOT to stop!” Read more »